Schedule a Showing

"*" indicates required fields

Showing Preference
Name*
*Your name, phone number, and email address are required so that we may contact you to schedule an appointment.
By submitting this form with your telephone number you are consenting for Meridian Premier Homes and authorized representatives to contact you even if your name is on the Federal “Do-not-call List.”
This field is for validation purposes and should be left unchanged.

Category: Real Estate

Learn more about Memphis real estate.

Keys to Success for First-Time Homebuyers

June 6, 2023

Buying your first home is an exciting decision and a major milestone that has the power to change your life for the better. As a first-time homebuyer, it’s a vision you can bring to life, but, as the National Association of Realtors (NAR) shares, you’ll have to overcome some factors that have made it more challenging in recent years: “Since 2011, the share of first-time home buyers has been under the historical norm of 40% as buyers face tight inventory, rising home prices, rising rents and high student debt loads.” That said, if you’re looking to purchase your first home, here are two things you can consider to help make your dreams a reality. Save Money with First-Time Homebuyer Programs Being able to pay for the initial costs and fees associated with homeownership can feel like a major hurdle. Whether that’s getting a loan, being able to put together a down payment, or having money for closing costs – there are a variety of expenses that can make buying your first home feel challenging. Fortunately, there are a lot of public and private first-time homebuyer programs that can help you get a loan with little-to-no money upfront. CNET explains: “A first-time homebuyer program can help make homeownership more

Read More »

Why Buyers Need an Expert Agent by Their Side

June 2, 2023

The process of buying a home can feel a bit intimidating, even under normal circumstances. But today’s market is still anything but normal. There continues to be a very limited number of homes for sale, and that’s creating bidding wars and driving home prices back up as buyers compete over the available homes. Navigating all of this can be daunting if you’re trying to do it alone. That’s why having a skilled expert to guide you through the homebuying process is essential, especially today. Bankrate shares this perspective: “Advice and guidance from a professional real estate agent can be invaluable, particularly amid a hot or unpredictable housing market.” Here are just a few of the ways a real estate expert makes a big difference: Experience – Real estate professionals know the ins and outs of what’s happening today, how it impacts buyers, and how to navigate any hurdles that may pop up. Education – Knowledge is power when it comes to buying a home. Your advisor will simply and effectively explain market conditions and translate what they mean for you so you can feel confident in your decision. Negotiations – Your real estate advisor advocates for your best interests. Having

Read More »

The Impact of Changing Mortgage Rates

May 26, 2023

Today, we’ll explore the factors that affect mortgage rates and how they can impact your real estate endeavors. To kick things off, let’s delve into the insightful infographic provided by Keeping Current Matters titled “The Impact of Changing Mortgage Rates.” This visually engaging resource clearly explains how mortgage rates can shape the housing market and your investment strategies. Please take a moment to explore the infographic here, as it beautifully illustrates the key concepts we’ll be discussing. Mortgage rates hold sway over the cost of borrowing, affecting both real estate affordability and the return on investment for property investors. When rates are low, as we’ve seen in the recent past, property becomes more affordable for homebuyers. That can stimulate demand, potentially leading to price appreciation — a boon for investors. However, when rates rise, affordability diminishes, which could dampen property prices. For investors, knowing when to ride the wave and when to stay ashore is a delicate balance. But what factors influence these mortgage rates? Let’s break it down: Economic Factors Economic conditions, such as inflation, economic growth, and employment rates, strongly influence mortgage rates. When the economy is thriving, rates tend to rise, and vice versa. Federal Reserve Policy

Read More »

The Power of Pre-Approval

May 22, 2023

If you’re buying a home this spring, today’s housing market can feel like a challenge. With so few homes on the market right now, plus higher mortgage rates, it’s essential to have a firm grasp on your homebuying budget. You’ll also need a sense of determination to find the right house and act quickly when you go to put in an offer. One thing you can do to help you prepare is to get pre-approved. To understand why it’s such an important step, you need to know what pre-approval is. As part of the process, a lender looks at your finances to determine what they’d be willing to loan you. From there, your lender will give you a pre-approval letter to help you understand how much money you can borrow. Freddie Mac explains it like this: “A pre-approval is an indication from your lender that they are willing to lend you a certain amount of money to buy your future home. . . . Keep in mind that the loan amount in the pre-approval letter is the lender’s maximum offer. Ultimately, you should only borrow an amount you are comfortable repaying.” Basically, pre-approval gives you critical information about the homebuying process that’ll help

Read More »

It May Be Time To Consider a Newly Built Home

May 11, 2023

If you’re looking to buy a house, you may find today’s limited supply of homes available for sale challenging. When housing inventory is as low as it is right now, it can feel like a bit of an uphill battle to find the perfect home for you because there just isn’t that much to choose from. If you need to open up your pool of options, it may be time to consider a newly built home. According to the latest data from the U.S. Census, there’s positive news when it comes to new home construction. When you look at the first three months of this year, you’ll find: More new homes were completed and are ready to sell. This gives you more move-in-ready options for your search. Builders broke ground and started construction on more single-family homes. This means there are more homes intended for one household in the beginning stages of construction, allowing you the opportunity to customize one to your liking. The number of permits for building new single-family homes ticked up. This shows builders are ramping up to start on even more home construction soon.   And, while this is all good news for broadening your options for your home search,

Read More »
This information is deemed reliable but not guaranteed. Please contact Meridian Premier Homes to learn more about what properties are for sale and for current real estate information. Equal Housing Opportunity: Equal Opportunity Employer. It is illegal to discriminate against any person because of race, color, religion, sex, handicap, familial status, or national origin.We are committed to making this website compliant with the Americans with Disabilities Act. We wish all of our visitors to be able to easily access our services. Accessibility and usability are not always possible in every area of the website or for those visitors using assistive technologies and devices. If, at any time, you have specific questions or concerns about the accessibility of any particular page, please contact us. Meridian Premier Homes. Privacy Policy.

Website and marketing by Sparkling Marketing, Inc.

Get Started

Schedule a Showing

Schedule a Showing

"*" indicates required fields

Showing Preference
Name*
*Your name, phone number, and email address are required so that we may contact you to schedule an appointment.
By submitting this form with your telephone number you are consenting for Meridian Premier Homes and authorized representatives to contact you even if your name is on the Federal "Do-not-call List."
This field is for validation purposes and should be left unchanged.