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Category: Real Estate

Learn more about Memphis real estate.

Living with HOAs: Are They Worth the Cost and Rules?

January 15, 2025

Homeowners Associations (HOAs) are a significant consideration for many homebuyers, particularly those purchasing property in planned communities, condominiums, or subdivisions. While HOAs can offer numerous benefits, they also come with specific rules, fees, and potential challenges. Understanding how HOAs work and what they mean for you as a homeowner is essential for making an informed decision. This blog post explores the key aspects of HOAs, their pros and cons, and what you should know before buying a home in an HOA-managed community. What Is an HOA? An HOA is a governing body established by a real estate developer or community residents to oversee and manage a specific neighborhood or community. HOAs are typically responsible for maintaining common areas, enforcing community standards, and ensuring the overall aesthetic and functional appeal of the neighborhood. Structure: HOAs are usually managed by a board of directors composed of community residents or developers. Rules and Regulations: HOAs enforce rules, often detailed in a document called the Covenants, Conditions, and Restrictions (CC&Rs). Funding: HOAs are funded through dues or fees paid by homeowners in the community. Pros of Living in an HOA Community Living in an HOA-managed community comes with several potential benefits: Maintained Common Areas

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2024 Real Estate Market Recap: Key Trends and Insights

December 31, 2024

The 2024 real estate market was characterized by dynamic shifts, influenced by fluctuating interest rates, evolving buyer preferences, and regional disparities. This comprehensive overview delves into the year’s most significant trends, supported by pertinent statistics and expert insights. Interest Rate Volatility At the outset of 2024, industry forecasts anticipated a gradual decline in mortgage rates. Contrary to these expectations, rates experienced a notable surge during the spring buying season, reaching unprecedented highs that deterred many potential buyers. This volatility underscored the market’s sensitivity to economic indicators and monetary policies. CoreLogic® Fluctuations in Home Sales Despite the challenges posed by rising interest rates, the market exhibited resilience in certain segments. In November, pending home sales in the U.S. climbed by 2.2%, marking the highest level in 21 months. This uptick was particularly evident in the Midwest, South, and West regions, while the Northeast experienced a decline. Year-over-year, contract signings increased by 6.9%, indicating sustained buyer interest despite financial hurdles. Reuters Regional Disparities The real estate landscape in 2024 was marked by significant regional variations. Affordable areas such as Northern Ireland, the North, and West Midlands witnessed the most substantial price growth, while pricier regions lagged. This trend highlights the ongoing demand

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Understanding Title and Escrow: A Guide for Homebuyers

December 5, 2024

Buying a home involves several steps, each designed to ensure the transaction is fair, secure, and legally binding. Among these, title and escrow play a critical role in protecting both the buyer and seller. Although these terms are often mentioned during the homebuying process, their purpose and function may not always be clear. This guide breaks down what title and escrow mean, why they are essential, and how they work together to make the homebuying process smooth and secure. What Is Title? In real estate, the title is a legal document that establishes your ownership rights to a property. It signifies not just that you own the physical structure but also that you have the right to use and transfer the property as you see fit. However, the transfer of title from a seller to a buyer isn’t always straightforward. It’s crucial to confirm that the title is “clean”—free of defects or unresolved issues that could complicate your ownership in the future. A title search is one of the first steps after your offer on a home is accepted. This process is conducted by a title company or attorney (depending on the state) and involves a thorough review of public

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Meridian Premier Homes and Coldwell Banker Collins-Maury Host Grand Opening of Southbranch, a Highly Anticipated New-Home Community; Olive Branch Mayor Adams Headlines the Celebration

December 13, 2023

FOR IMMEDIATE RELEASE Press Contact: Wendy Dube Phone: 760-415-4994 Email: [email protected] Meridian Premier Homes and Coldwell Banker Collins-Maury Host Grand Opening of Southbranch, a Highly Anticipated New-Home Community; Olive Branch Mayor Adams Headlines the Celebration Phase 1 homes now selling; Model home and Sales Center now open OLIVE BRANCH, Miss., Dec. 13, 2023 – Meridian Premier Homes (MPH), a Memphis-grown homebuilder renowned for its commitment to high quality, exceptional value, and customer service excellence, together with its sales partner, Coldwell Banker Collins-Maury, one of Memphis’ top-producing real estate brokerages, today marked the grand opening of Southbranch. Nestled within walking distance of the highly regarded Pleasant Hill Elementary, Southbranch introduces 60 single-family residences on generously sized 1/2-acre-plus lots. Phase 1 homes are now available for purchase with prices starting in the high $300,000s. Olive Branch Mayor Ken Adams, city officials, Ambassadors from the Olive Branch Chamber of Commerce, bankers, and real-estate professionals from across the Memphis region gathered to celebrate the grand opening. The event included a ceremonial ribbon-cutting and remarks from Mayor Adams and Meridian Premier Homes Co-Founder and Principal Jeff King. Following the speeches, attendees had the opportunity to tour the community’s 2,800-plus square foot model home located at

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You're Invited to the Grand Opening of Southbranch

December 7, 2023

Meridian Premier Homes invites you to the grand opening of Southbranch, our newest community in Olive Branch, Mississippi, on December 13. This is your chance to tour our model home and experience the quality of our construction for yourself. See flyer for details.

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People Are Still Moving, Even with Today’s Affordability Challenges

November 20, 2023

If you’re thinking about buying or selling a home, you might have heard that it’s tough right now because mortgage rates are higher than they’ve been over the past few years, and home prices are rising. That much is true. Take a look at the graph below. It breaks down how the current affordability situation stacks up to recent years. The National Association of Realtors (NAR) explains how to read the values on the graph: “To interpret the indices, a value of 100 means that a family with the median income has exactly enough income to qualify for a mortgage on a median-priced home.” The black dotted line represents that 100 value on the index. Essentially, the higher the bar, the more affordable homes are. As you can see, the orange bar for today shows higher mortgage rates and home prices have created a clear challenge. But, while affordability is definitely tighter right now, that doesn’t mean the housing market is at a standstill. According to NAR, based on the pace of sales right now, just under 4 million homes will sell this year. With some simple math, let’s break down what that really means for you: 3.96 million homes divided by 365 days in a year = 10,849 houses sell each day 10,849

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This information is deemed reliable but not guaranteed. Please contact Meridian Premier Homes to learn more about what properties are for sale and for current real estate information. Equal Housing Opportunity: Equal Opportunity Employer. It is illegal to discriminate against any person because of race, color, religion, sex, handicap, familial status, or national origin.We are committed to making this website compliant with the Americans with Disabilities Act. We wish all of our visitors to be able to easily access our services. Accessibility and usability are not always possible in every area of the website or for those visitors using assistive technologies and devices. If, at any time, you have specific questions or concerns about the accessibility of any particular page, please contact us. Meridian Premier Homes. Privacy Policy | Consent Preferences.

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