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Category: Homeownership

Learn more about Memphis real estate.

Real Estate Still Holds the Title of Best Long-Term Investment

July 11, 2024

With all the headlines circulating about home prices and mortgage rates, you may be asking yourself if it still makes sense to buy a home right now, or if it’s better to keep renting. Here’s some information that could help put your mind at ease by showing that investing in a home is still a powerful decision. According to the experts at Gallup, real estate has been crowned the top long-term investment for a whopping 12 years in a row. It has consistently beat out other investment types like gold, stocks, and bonds. Just take a look at the graph below – it speaks volumes:   But why does real estate continue to reign supreme as a top-notch long-term investment? It’s because, even today, buying a home can be your golden ticket to building wealth over time. Unlike other investments that can feel a bit like riding a rollercoaster with all the ups and downs and ongoing risk factors, real estate follows a more predictable and positive pattern. History shows home values usually rise. And while prices may vary by market, that means as time goes by, your house is likely to appreciate in value. And that helps you grow

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Your Equity Could Make a Move Possible

June 1, 2024

Many homeowners looking to sell feel like they’re stuck between a rock and a hard place right now. Today’s mortgage rates are higher than the one they currently have on their home, and that’s making it harder to want to sell and make a move. Maybe you’re in the same boat. But what if there was a way to offset these higher borrowing costs? There is. And the money you need probably already exists in your current home in the form of equity. What Is Equity? Think of equity as a simple math equation. Freddie Mac explains: “. . . your home’s equity is the difference between how much your home is worth and how much you owe on your mortgage.” Your equity grows as you pay down your loan over time and as home prices climb. And thanks to the rapid home price appreciation we saw in recent years, you probably have a whole lot more of it than you realize. The latest from the Census and ATTOM shows more than two out of three homeowners have either completely paid off their mortgages (shown in green in the chart below) or have at least 50% equity (shown in blue

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The Perks of Buying over Renting

May 2, 2024

Thinking about buying a home? While today’s mortgage rates might seem a bit intimidating, here are two solid reasons why, if you’re ready and able, it could still be a smart move to get your own place. 1. Home Values Typically Go Up Over Time There’s been some confusion over the past year or so about which way home prices are headed. Make no mistake, nationally they’re still going up. In fact, over the long-term, home prices almost always go up (see graph below): Using data from the Federal Reserve (the Fed), you can see the overall trend is home prices have climbed steadily for the past 60 years. There was an exception during the 2008 housing crash when prices didn’t follow the normal pattern, but generally, home values kept rising. This is a big reason why buying a home can be better than renting. As prices go up and you pay down your mortgage, you build equity. Over time, this growing equity can really increase your net worth. The Urban Institute says: “Homeownership is critical for wealth building and financial stability.” 2. Rent Keeps Rising in the Long Run Here’s another reason you may want to think about buying

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Bridging the Gaps on the Road to Homeownership

February 14, 2024

Homeownership is a major part of the American Dream. But, the path to achieving this dream can be quite difficult. While progress has been made to improve fair housing access, households of color still face unique challenges on the road to owning a home. Working with the right real estate experts can make all the difference for diverse buyers. It’s clear that achieving homeownership is more challenging for certain groups because there’s still a measurable gap between the overall average U.S. homeownership rate and that of non-white groups. Today, Black households continue to have the lowest homeownership rate nationally (see graph below): Homeownership is an important part of building household wealth that can be passed down to future generations. According to a report by the National Association of Realtors (NAR), almost half of Black homebuyers in 2023 were first-time buyers. That means many didn’t have home equity they could use toward their home purchase. That financial hurdle alone makes buying a home more challenging, especially at a time when affordability is a major concern for first-time buyers. Jessica Lautz, Deputy Chief Economist at NAR says: “It’s an incredibly difficult market for all home buyers right now, especially first-time home buyers and especially first-time home buyers of color.” Because of these challenges, there are several down payment assistance

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Meridian Premier Homes and Coldwell Banker Collins-Maury Host Grand Opening of Southbranch, a Highly Anticipated New-Home Community; Olive Branch Mayor Adams Headlines the Celebration

December 13, 2023

FOR IMMEDIATE RELEASE Press Contact: Wendy Dube Phone: 760-415-4994 Email: [email protected] Meridian Premier Homes and Coldwell Banker Collins-Maury Host Grand Opening of Southbranch, a Highly Anticipated New-Home Community; Olive Branch Mayor Adams Headlines the Celebration Phase 1 homes now selling; Model home and Sales Center now open OLIVE BRANCH, Miss., Dec. 13, 2023 – Meridian Premier Homes (MPH), a Memphis-grown homebuilder renowned for its commitment to high quality, exceptional value, and customer service excellence, together with its sales partner, Coldwell Banker Collins-Maury, one of Memphis’ top-producing real estate brokerages, today marked the grand opening of Southbranch. Nestled within walking distance of the highly regarded Pleasant Hill Elementary, Southbranch introduces 60 single-family residences on generously sized 1/2-acre-plus lots. Phase 1 homes are now available for purchase with prices starting in the high $300,000s. Olive Branch Mayor Ken Adams, city officials, Ambassadors from the Olive Branch Chamber of Commerce, bankers, and real-estate professionals from across the Memphis region gathered to celebrate the grand opening. The event included a ceremonial ribbon-cutting and remarks from Mayor Adams and Meridian Premier Homes Co-Founder and Principal Jeff King. Following the speeches, attendees had the opportunity to tour the community’s 2,800-plus square foot model home located at

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The Emotional and Non-financial Benefits of Homeownership

December 12, 2023

With higher mortgage rates, you might be wondering if now’s the best time to buy a home. While the financial aspects are important to consider, there are also powerful non-financial reasons it may make sense to make a move. Here are just a few of the benefits that come with homeownership. Homeowners Can Make Their Home Truly Their Own Owning your home gives you a significant sense of accomplishment because it’s a space you can customize to your heart’s desire. That can bring you added happiness. In fact, a report from the National Association of Realtors (NAR) shows making updates or remodeling your home can help you feel more at ease and comfortable in your living space. NAR measures this with a Joy Score that indicates how much happiness specific home upgrades bring. According to NAR: “There were numerous interior projects that received a perfect Joy Score of 10: paint entire interior of home, paint one room of home, add a new home office, hardwood flooring refinish, new wood flooring, closet renovation, insulation upgrade, and attic conversion to living area.” And as a homeowner, unless there are specific homeowner’s association requirements, you typically won’t have to worry about the changes

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This information is deemed reliable but not guaranteed. Please contact Meridian Premier Homes to learn more about what properties are for sale and for current real estate information. Equal Housing Opportunity: Equal Opportunity Employer. It is illegal to discriminate against any person because of race, color, religion, sex, handicap, familial status, or national origin.We are committed to making this website compliant with the Americans with Disabilities Act. We wish all of our visitors to be able to easily access our services. Accessibility and usability are not always possible in every area of the website or for those visitors using assistive technologies and devices. If, at any time, you have specific questions or concerns about the accessibility of any particular page, please contact us. Meridian Premier Homes. Privacy Policy.

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