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Category: Buying

Learn more about Memphis real estate.

What You Need To Know About Saving for a Home in 2024

January 3, 2024

If you’re planning to buy a home, knowing what to budget for and how to save may sound intimidating – but it doesn’t have to be. One way to ease those concerns is to make sure you understand some of the costs you may encounter up front. And to do that, always turn to trusted real estate professionals. They can help you set a plan and take a strategic look at your budget and your process before you even get started. Here are just a few things experts say you should be thinking about. 1. Down Payment Saving for your down payment is likely top of mind as you set out to buy a home. But do you know how much you’ll need? While every buyer’s situation is different, there’s a common misconception that putting 20% of the purchase price down is required. An article from the Mortgage Reports explains why that’s not always the case: “The idea that you have to put 20% down on a house is a myth. . . . The right amount depends on your current savings and your home buying goals.” To understand your options, partner with trusted real estate professionals to go over the various loan types, down payment assistance programs, and

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Get Ready To Buy a Home by Improving Your Credit Score

December 29, 2023

As the new year approaches, the idea of buying a home might be on your mind. It’s an exciting goal to set, and it’s never too early to start laying the groundwork. One crucial step to prepare for homeownership is building a solid credit score. Lenders review your credit to assess your ability to make payments on time, pay back debts, and more. It’s also a factor that helps determine your mortgage rate. An article from CNBC explains: “When it comes to mortgages, a higher credit score can save you thousands of dollars in the long run. This is because your credit score directly impacts your mortgage rate, which determines the amount of interest you’ll pay over the life of the loan.” This means your credit score may feel even more important to your homebuying plans right now since mortgage rates are a key factor in affordability, especially today. According to the Federal Reserve Bank of New York, the median credit score in the U.S. for those taking out a mortgage is 770. But that doesn’t mean your credit score has to be perfect. An article from Business Insider explains generally how your FICO score range can make an impact: “.

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When You Sell Your House, Where Do You Plan To Go?

December 15, 2023

If you’re thinking about selling your house, you may have heard the supply of homes for sale is still low, and that means your house should stand out to buyers who are craving more options. But you may also be wondering, once you sell, how does the current supply impact your own move? And, will you be able to find a home you want to buy with inventory this low? One thing that can help you find your next home is exploring all your options, including both homes that have been lived in before as well as newly built ones. Let’s look at the benefits of each one. The Pros of Newly Built Homes First, let’s look at the advantages of purchasing a newly constructed home. With a brand-new home, you’ll be able to: Create your perfect home. If you build a home from the ground up, you’ll have the option to select the custom features you want, including appliances, finishes, landscaping, layout, and more. Cash-in on energy efficiency. When building a home, you can choose energy-efficient options to help lower your utility costs and reduce your carbon footprint. Minimize the need for repairs. Many builders offer a warranty, so

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Meridian Premier Homes and Coldwell Banker Collins-Maury Host Grand Opening of Southbranch, a Highly Anticipated New-Home Community; Olive Branch Mayor Adams Headlines the Celebration

December 13, 2023

FOR IMMEDIATE RELEASE Press Contact: Wendy Dube Phone: 760-415-4994 Email: [email protected] Meridian Premier Homes and Coldwell Banker Collins-Maury Host Grand Opening of Southbranch, a Highly Anticipated New-Home Community; Olive Branch Mayor Adams Headlines the Celebration Phase 1 homes now selling; Model home and Sales Center now open OLIVE BRANCH, Miss., Dec. 13, 2023 – Meridian Premier Homes (MPH), a Memphis-grown homebuilder renowned for its commitment to high quality, exceptional value, and customer service excellence, together with its sales partner, Coldwell Banker Collins-Maury, one of Memphis’ top-producing real estate brokerages, today marked the grand opening of Southbranch. Nestled within walking distance of the highly regarded Pleasant Hill Elementary, Southbranch introduces 60 single-family residences on generously sized 1/2-acre-plus lots. Phase 1 homes are now available for purchase with prices starting in the high $300,000s. Olive Branch Mayor Ken Adams, city officials, Ambassadors from the Olive Branch Chamber of Commerce, bankers, and real-estate professionals from across the Memphis region gathered to celebrate the grand opening. The event included a ceremonial ribbon-cutting and remarks from Mayor Adams and Meridian Premier Homes Co-Founder and Principal Jeff King. Following the speeches, attendees had the opportunity to tour the community’s 2,800-plus square foot model home located at

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You're Invited to the Grand Opening of Southbranch

December 7, 2023

Meridian Premier Homes invites you to the grand opening of Southbranch, our newest community in Olive Branch, Mississippi, on December 13. This is your chance to tour our model home and experience the quality of our construction for yourself. See flyer for details.

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Is Wall Street Buying Up All the Homes in America?

November 29, 2023

If you’re thinking about buying a home, you may find yourself interested in the latest real estate headlines so you can have a pulse on all of the things that could impact your decision. If that’s the case, you’ve probably heard mention of investors, and wondered how they’re impacting the housing market right now. That could leave you asking yourself questions like: How many homes do investors own? Are institutional investors, like large Wall Street Firms, really buying up so many homes that the average person can’t find one? To answer those questions, here’s the real story of what’s happening based on the data. Let’s start with establishing how many single-family homes (SFHs) there are and what portion of those are rentals owned by investors. According to SFR Investor, which studies the single-family rental market in the United States, there are eighty-two million single-family homes in this country. But how many of them are actually rentals? According to data shared in a recent post, sixty-eight million (82.93%) of those homes are owner-occupied – meaning the person who owns the home lives in it. If you subtract that sixty-eight million from the total number of single-family homes (82 million), that leaves just about fourteen million

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This information is deemed reliable but not guaranteed. Please contact Meridian Premier Homes to learn more about what properties are for sale and for current real estate information. Equal Housing Opportunity: Equal Opportunity Employer. It is illegal to discriminate against any person because of race, color, religion, sex, handicap, familial status, or national origin.We are committed to making this website compliant with the Americans with Disabilities Act. We wish all of our visitors to be able to easily access our services. Accessibility and usability are not always possible in every area of the website or for those visitors using assistive technologies and devices. If, at any time, you have specific questions or concerns about the accessibility of any particular page, please contact us. Meridian Premier Homes. Privacy Policy.

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